Conditional Acceptance

Sending letter 1 of the 3 letter process...

More about this process


Do not carry out this process unless you have fully read and understood all of the instructions.

Click here for more information

Sending letter 1

Now you've identified which companies you can use this process on, it's time to send your first letter.

Start by clicking the download link below and follow these steps to complete your first letter. You will need to complete 1 letter for each debt you wish to challenge. You should also print off a copy to keep for your own records when it is ready to send.


Step 1

Enter your name and address information along with the date and the address of the company you are writing to. The 2 images below show you how your letter will look before and after you have added the correct information.

Step 2

Add your reference number along with the name of the person who wrote to you or the CEO's name. Then insert the date of their last letter to you as shown here...

Step 3

Scroll to the bottom of the letter and leaving a gap for your signature, type your name.

Print off 2 copies, sign them both and send 1 of the copies to the debt collection agency.

You must send this letter by first class recorded delivery. This is to be sure you have proof that the letter has been delivered.

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